Customers have the right to dispute errors under the Fair Credit Billing Act ... it receives payments), providing your card information and a letter describing the issue. Also, include copies ...
For example, you can access letter templates directly from the CFPB for disputing your credit report with the credit bureaus and creditors. Complaints against credit repair companies frequently ...
If you're a small-business owner, chances are that you have one or more business credit cards. As your business grows, it may be a good idea to consider using a corporate card instead of a ...
See California Civil Code § 1788.17 (requiring compliance with 15 U.S.C. § 1692c(c) by both professional debt collectors and creditors). My employer prohibits me from receiving your calls or letters ...
Petersen points out. Petersen outlines the protections consumers who use business credit cards lose: You may have less time to dispute fraudulent charges if your card is lost or stolen. You may have a ...
Some business credit cards report only negative information to personal credit bureaus, such as late payments. Still, there are some business card issuers out there that report all information to ...
There are a lot of reasons why having a credit card for your business is helpful, from money-saving benefits to simplifying your expense management. On top of all the perks, these cards typically ...
Lenders do not have to respond to a goodwill letter, and many large lenders and credit card issuers have policies against doing so. If you’ve missed just one or two payments and the situation ...
Credit repair focuses on disputing ... driven credit repair company that has been in business for over a decade. It offers unlimited disputes and access to a variety of letters to creditors ...